Digital Transformation Expertise

Leverage technology to transform its business processes, operations, and customer interactions.

We can help identify the right technologies and solutions to address specific business challenges and opportunities. It requires a deep understanding of the latest technology trends, as well as the ability to apply that knowledge to a company’s specific industry and business model.

Cross-Asset Trading and Risk Expertise

Ability of a financial institution to effectively manage trading activities and mitigate risk across multiple asset classes. We have a deep understanding of the different markets and asset classes, as well as the ability to analyze and manage risk in real-time.

Enables financial institutions to make informed trading decisions based on real-time market data and sophisticated analytics.

Services

Digital Transformation Expertise

Leverage technology to transform its business processes, operations, and customer interactions. We can help identify the right technologies and solutions to address specific business challenges and opportunities. It requires a deep understanding of the latest technology trends, as well as the ability to apply that knowledge to a company's specific industry and business model.

Cross-Asset Trading and Risk Expertise

Ability of a financial institution to effectively manage trading activities and mitigate risk across multiple asset classes. We have a deep understanding of the different markets and asset classes, as well as the ability to analyze and manage risk in real-time. Enables financial institutions to make informed trading decisions based on real-time market data and sophisticated analytics.

Solutions

Fast Payment / BI-FAST

An electronic payment system in Indonesia that enables individuals and businesses to transfer funds quickly and securely. It was introduced by Bank Indonesia, the central bank of Indonesia, in 2014 to facilitate faster and more efficient financial transactions in the country.

Digital Corporate Portal

Provides businesses with a centralized location for managing their operations, communications, and data. It is designed to streamline business processes, enhance collaboration, and improve efficiency.

Enabling Financial Institution

Enables financial institutions to manage and monitor their trading activities across multiple asset classes, including equities, fixed income, foreign exchange, and commodities. The platform integrates various trading and risk management functions, such as real-time market data, analytics, and risk modeling, into a single, unified system. Enables financial institutions to manage and monitor their trading activities across multiple asset classes, including equities, fixed income, foreign exchange, and commodities.

Commercial and Corporate Lending

Comprehensive software solution designed to manage the lending operations of financial institutions catering to businesses. The suite streamlines lending processes and enhances efficiency by integrating various lending functions, including loan origination, underwriting, servicing, and collections, into a single, unified system.

Credit Scoring Engine

Analyzes a borrower's creditworthiness based on their credit history, financial information, and other relevant data. It uses statistical algorithms and predictive modeling to generate a credit score that lenders can use to determine the likelihood of the borrower repaying their debt.

Payment Hub

Enables businesses to manage and process their payment transactions efficiently. It serves as a single point of access to various payment channels and methods, allowing businesses to streamline their payment processes and improve their cash flow management

NFC Digital Card Payment

Enables consumers to make contactless payments using their mobile phones or other NFC-enabled devices. NFC stands for Near Field Communication, which is a wireless communication technology that allows data to be exchanged between two devices that are in close proximity to each other.

Smart Digital

Create intelligent, connected, and automated systems that can streamline business operations, enhance customer experiences, and drive innovation.

Our Solutions

Fast Payment / BI-FAST

An electronic payment system in Indonesia that enables individuals and businesses to transfer funds quickly and securely. It was introduced by Bank Indonesia, the central bank of Indonesia, in 2014 to facilitate faster and more efficient financial transactions in the country.

BI-FAST allows users to transfer funds instantly between bank accounts within the same bank or across different banks, as long as they are members of the BI-FAST network. Transactions can be initiated through various channels, including internet banking, mobile banking, ATM, and over the counter at the bank.

Makes a convenient and reliable payment option for businesses that need to make payments quickly, such as payroll, supplier payments, and tax payments.

Digital Corporate Portal

By automating routine tasks and providing real-time access to data, businesses can reduce the amount of time spent on manual processes and make more informed decisions based on up-to-date information.

Cross-Asset Trading and Risk Platform

Enables financial institutions to manage and monitor their trading activities across multiple asset classes, including equities, fixed income, foreign exchange, and commodities. The platform integrates various trading and risk management functions, such as real-time market data, analytics, and risk modeling, into a single, unified system.Enables financial institutions to manage and monitor their trading activities across multiple asset classes, including equities, fixed income, foreign exchange, and commodities. The platform integrates various trading and risk management functions, such as real-time market data, analytics, and risk modeling, into a single, unified system.

With a Cross-Asset Trading and Risk Platform, traders can make informed decisions based on real-time market data and sophisticated analytics. The platform provides traders with the ability to execute trades quickly and efficiently, while also monitoring and managing risk exposures in real-time. With a Cross-Asset Trading and Risk Platform, traders can make informed decisions based on real-time market data and sophisticated analytics. The platform provides traders with the ability to execute trades quickly and efficiently, while also monitoring and managing risk exposures in real-time.

The platform can consolidate data from multiple trading systems, enabling traders and risk managers to gain a holistic view of the firm’s trading activities and risk exposures.

Commercial and Corporate Lending Suite

Comprehensive software solution designed to manage the lending operations of financial institutions catering to businesses. The suite streamlines lending processes and enhances efficiency by integrating various lending functions, including loan origination, underwriting, servicing, and collections, into a single, unified system.

With a Commercial and Corporate Lending Suite, lenders can offer their customers a range of loan products and services, including lines of credit, term loans, and asset-based lending. The suite enables lenders to automate loan decisioning, reducing manual intervention and improving the speed and accuracy of lending decisions.

Streamlines the loan management process by providing automated loan administration, payment processing, and customer service tools. The suite also provides collection management tools, enabling lenders to manage delinquent accounts and reduce default risk.

Payment Hub

Enables businesses to manage and process their payment transactions efficiently. It serves as a single point of access to various payment channels and methods, allowing businesses to streamline their payment processes and improve their cash flow management.

Payment hubs typically provide businesses with a range of payment options, including credit cards, debit cards, e-wallets, bank transfers, and other payment methods. They also support multiple currencies, making it easier for businesses to conduct transactions with customers and suppliers in different parts of the world.

Instead of having to manage multiple payment channels and platforms, businesses can use a payment hub to process all their payments in one place. This reduces the risk of errors and helps businesses avoid the costs associated with managing multiple payment systems.

Credit Scoring Engine

Analyzes a borrower's creditworthiness based on their credit history, financial information, and other relevant data. It uses statistical algorithms and predictive modeling to generate a credit score that lenders can use to determine the likelihood of the borrower repaying their debt.

Credit scoring engines typically use a variety of data sources to generate a credit score, including credit reports, loan repayment histories, income, employment history, and other financial data. The algorithms analyze this data to assess the borrower's risk profile and generate a credit score that ranges from low to high risk.

By using predictive modeling and data analysis, the engine can quickly evaluate a borrower’s creditworthiness and generate a credit score, reducing the time and cost associated with manual credit evaluation.

NFC Digital Card Payment

Enables consumers to make contactless payments using their mobile phones or other NFC-enabled devices. NFC stands for Near Field Communication, which is a wireless communication technology that allows data to be exchanged between two devices that are in close proximity to each other.

With NFC digital card payment, consumers can link their credit or debit card information to a mobile wallet app on their phone, such as Apple Pay, Google Pay, or Samsung Pay. They can then use their phone to make payments at merchants that have NFC-enabled payment terminals by holding their phone close to the terminal.

Consumers can use their mobile wallets to store and organize their loyalty cards, coupons, and other offers, making it easier to redeem rewards and discounts at the point of sale.

Smart Digital

Create intelligent, connected, and automated systems that can streamline business operations, enhance customer experiences, and drive innovation.

Smart digital solutions leverage a variety of technologies, including artificial intelligence, machine learning, big data analytics, the Internet of Things (IoT), and cloud computing, to create intelligent and efficient systems that can adapt and respond to changing business environments.

By automating repetitive tasks and using data-driven insights to optimize processes, businesses can reduce costs, increase productivity, and improve overall performance.